Terms of Use Agreement:

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1. I am of legal age to enter into binding agreements in the state or province or country in which I reside.

2. I agree that I am an independent contractor, responsible for determining my own business activities and not an agent, employee or legal representative of Grant & Grant Marketing, Inc., D/B/A Roadmap to Riches (here in after referred to as RMTR). I will not represent in any manner that I am an agent, employee, or staff member of RMTR. I am solely responsible for the payment of all federal and state self-employment taxes and any other tax that may be required under any federal, state or regulatory taxing agency, in the country in which I reside.

3. I agree that as a RMTR Associate, I shall place primary emphasis upon the introduction and referral of Retail Customers. RMTR Customers are authorized to sell the products offered through RMTR and I understand that the sale of the principal RMTR products, which are designated for retail sale, is the primary activity of RMTR. I also understand that all new associates will purchase RMTR products through their Qualified Sponsors Roadmap to Riches website, I understand and agree that my income is solely dependent upon my personal efforts and the Company makes no guarantees, expressed nor implied, regarding income.

4. This registration procedure does not constitute the sale of a franchise and no commissionable fee or purchase for participation as RMTR Associate has been required of me. This distributorship with RMTR does not constitute the sale of a position either and, again, no commissionable fee or purchases for participation as an Independent Associate has been or will be required from the Independent Associate for the right to offer Company products and to maintain unto himself the right to retain the gross profit arising from the sale of said products, that profit being the difference in wholesale associate cost and retail reselling price pursuant to this Agreement. Permissible sales aids purchases shall be automatically modified to comply with the exemption requirements set forth in any particular laws regulating business opportunities.

5. In presenting RMTR to prospects, I agree that such presentations shall be strictly according to the Company format and that I will be terminated as a RMTR Independent Associate if I fail to do so: No other sales materials online or offline may be used in presenting the RMTR Program unless approved by the Company. Doing so without approval can result in termination of my distributorship. In each presentation, the prospect shall be directly informed that no commissionable fee or membership purchase is required or is a means to become a RMTR Independent Associate for retail purposes and only a Roadmap to Riches Monthly Hosting Fee is required to access management services within one's own RMTR System.

6. I understand that no attorney general or other regulatory authority ever reviews, endorses or approves any product, compensation program or company, and I will make no such claim to others.

7. I understand that my RMTR Independent Associate position can be inherited or bequeathed, but cannot be transferred or assigned during my lifetime without written consent of the Company which shall not be unreasonably withheld. Change of original sponsor is not permitted.

8. In order to maintain a viable Marketing Program and to comply with changes in federal state or local laws in various areas, RMTR may from time to time modify, at it's sole discretion, any policy, procedure, practice, methodology in place at the time I executed this agreement. Therefore, this Agreement shall be deemed in effect upon its receipt and acceptance by RMTR. Such alterations shall become a binding part of this Agreement upon publication on the official RMTR Associate Website, publication in any company materials in written and audio format.

9. I am responsible for supervising and supporting RMTR Independent Associates within my RMTR Organization. I agree to maintain frequent communication and support to those Associates within my organization, particularly when they first enroll by way of any of the following, or combination thereof: Personal contact, telephone communication, email, instant messaging, communication tools within my RMTR Backoffice and written communication. Failure to do so can result in termination of my distributorship.

10. I understand that all income is derived from retail sales. You are paid on a per sale basis on the sale of our products. Members do not earn an income from recruiting. Again, I understand that no product purchase is required to participate in the RMTR program other than the monthly hosting fees for my RMTR corporate website.

11. I will not make false or misleading statements about RMTR associates or the RMTR Associate Services, Benefits, or Compensation Plans. Display of earnings statements and the making of income projections to prospective RMTR Associates are strictly forbidden.

12. The Independent Associate understands and agrees that, in order to receive any income under the RMTR compensation plan, he/she must make Product sales through their RMTR website, as well as helping other Independent Associates they sponsor in the company to help them make retail sales (as outlined on the RMTR Company Website) upon which also income is based..

13. All information relating to the RMTR business plan, business, systems, marketing strategies and genealogical information are proprietary and confidential to RMTR. At RMTR discretion, proprietary and/or confidential information may be forwarded to Independent Associates, in strict and complete confidence, to help them manage their RMTR organization, and for no other purpose. Every Independent Associate who is provided with such information must treat it as confidential and take care to maintain its secrecy and refrain from making any use thereof for any purpose other than management of his/her organization. Without limiting the generality of the foregoing, no such information may be used in cross sponsoring or with the intent to entice RMTR Independent Associates into other direct selling or marketing companies. Any violation of this policy by an Independent Associate will result in the immediate termination of the offending Independent Associate's Agreement. Furthermore, the offending Independent Associate(s) could be subject to legal action for injunctive relief and/or damages including punitive damages. This prohibition is necessary in order to protect the proprietary and confidential nature of genealogical information and other business, systems and marketing strategies available to RMTR. This information, if known to competitors, would cause RMTR grievous harm.

14. RMTR and its corporate members believe in operating under a code of ethics and that all persons should be treated with the utmost respect. Unprofessional conduct towards prospects or fellow associates, such as the use of profanity, defamation or offensive communication will not be tolerated. If such an incident occurs, the independent associate will be contacted via phone or personal email and issued a warning. If the behavior persists, the associate will be terminated from Roadmap to Riches. Any members found soliciting leads or advertising packages to their members or ANY other R2R members outside of their organization, will be terminated immediately.

15. Independent Distributors may voluntarily cancel this Agreement and their Independent Distributorship at any time by mailing written notice via Independent mail, return receipt requested, to the Company's corporate offices, the address of which shall be provided to said Distributor solely for such purposes upon demand. The Company reserves the right to suspend or terminate an Independent Associate at any time based upon illegal or unethical business practices of the Independent Associate as so deemed solely by RMTR.

16. There are no investments or purchases ever required to participate in RMTR other than the monthly $49.95 payment which covers the cost of your self replicated websites, hosting and other marketing & training materials. You may cancel your monthly billing of $49.95 for  and Website Account at anytime by submitting a ticket to our HelpDesk at least (1) one day prior to your next payment cycle.

17. I understand that RMTR Independent Associates shall under no circumstances solicit, promote or market any other product, service or business opportunity, directly or indirectly to any other RMTR Independent Associates past their first level unless having a prior approval in writing from RMTR.

18. RMTR offers a three (3) day money back, satisfaction guaranteed refund policy. Refund request must be received within 3 days of enrollment date and requested directly to the RMTR whom was paid on the product sale. Fees paid that are refundable are the $999 for the Roadmap to Riches Webucation E-Library. The $49.95 per/mo Website/Marketing System Hosting payment and the one-time $350 admin payment (which eliminates all future monthly hosting charges) are not refundable. Note: Associate gives up the right to exercise their 3 day refund if within the Associates first 72 hours they complete minimum (1) $999.00 Retail Sale of the Roadmap to Riches Webucation E-Library.

19. All Qualified Sponsors must honor and adhere to RMTR's 72 hour Corporate refund policy. We understand that our refund policy is generous and unique in our industry but it is critical for us as a company and marketing team to maintain integrity in the marketplace in order to secure longevity. Any Qualified Sponsor that wishes to not refund a new Representative will be suspended until corporate receives notification of refund completed.  

20. The creators and publishers of ROADMAPTORICHES.COM and the accompanying materials have used their best efforts in preparing the Roadmap to Riches Program. The creators and publishers make no representation or warranties with respect to the accuracy, applicability, fitness, or completeness of the contents of the Roadmap to Riches Program. The information contained in the Roadmap to Riches Program is strictly for educational purposes. Therefore, if you wish to apply ideas contained in the Roadmap to Riches Program, you are taking full responsibility for your actions.

Every effort has been made to accurately represent this program and it's potential. Even though this industry is one of the few where one can write their own check in terms of earnings, there is no guarantee that you will earn any money using the techniques and ideas in these materials. Examples in these materials are not to be interpreted as a promise or guarantee of earnings. Earning potential is entirely dependent on the person using our product, ideas and techniques. We do not purport this as a "get rich scheme." Any associate found to be making an income guarantee or promise will be immediately terminated from Roadmap to Riches.
 
Any claims made of actual earnings or examples of actual results can be verified upon request. Your level of success in attaining the results claimed in our materials depends on the time you devote to the program, ideas and techniques mentioned, your finances, knowledge and various skills. Since these factors differ according to individuals, we cannot guarantee your success or income level. Nor are we responsible for any of your actions.

Any distributing, modifying, transmitting, reusing, re-posting of our products, including the text, images, audio, and video from ROADMAPTORICHES.COM is strictly prohibited.
 
Materials in our product and our website may contain information that includes or is based upon forward-looking statements within the meaning of the securities litigation reform act of 1995. Forward-looking statements give our expectations or forecasts of future events. You can identify these statements by the fact that they do not relate strictly to historical or current facts. They use words such as "anticipate," "estimate," "expect," "project," "intend," "plan," "believe," “predict”, and other words and terms of similar meaning in connection with a description of potential earnings or financial performance.
 
Any and all forward looking statements here or on any of our sales material are intended to express our opinion of earnings potential. Many factors will be important in determining your actual results and no guarantees are made that you will achieve results similar to ours or anybody else's, in fact no guarantees are made that you will achieve any results from our ideas and techniques in our material.

21. Roadmap to Riches Anti-Spam Policy (Last updated September 26th, 2007) RMTR is committed to permission-based email marketing practices, and as a result has established this no-tolerance Anti-Spam Policy. RMTR will occasionally update this Anti-Spam Policy. When it does, RMTR will also revise the "last update" date at the top of this Anti-Spam Policy. For changes to this policy, RMTR will notify you (the Associate) by placing a notice in your back-office.

What is Spam?
Spam is commercial email or unsolicited bulk email, including "junk mail", which has not been requested by the recipient. It is intrusive and often irrelevant or offensive, and it wastes valuable resources. Spam messages are the opposite of permission-based email, which are normally anticipated, personal, relevant and/or associated with a pre-existing business or personal relationship. Inappropriate newsgroup activities, consisting of excessive posting of the same materials to several newsgroups, are also deemed to be spam.

Preventing Spam
Associates of RMTR program, products and services have agreed during their registration process, upon accepting the Terms and Conditions, agreed to comply with this Anti-Spam Policy. Specifically, each Associate agrees not to use the RMTR products or services to send unsolicited email or bulk email and/or to promote RMTR using unsolicited email or bulk email, whether or not for commercial purposes. RMTR reserves the right to determine in its sole discretion what constitutes actionable spam, as well as what measures are necessary in response to such spam activities.

How RMTR Helps You to Avoid Spamming
RMTR has developed its Internet marketing tools to incorporate a strict permission-based philosophy. This anti-spam philosophy is implemented through the following:

(a) Communication and Agreement - The Terms and Conditions that you have agreed to as part of registering for the RMTR program, products and services state how and for what purposes you can collect your site visitor addresses, and that you will follow the RMTR Privacy Policy and Anti-Spam Policy.

(b) Unsubscription - Each email created using RMTR marketing system contains an "unsubscribe link". If your web site visitors use the link to request that they be unsubscribed, your subscriber lists will automatically be adjusted to eliminate the prospect of sending unwanted email to such persons. Additionally, each person on your subscriber list has the option of unsubscribing through a web-based method provided on the RMTR web site. Associates of RMTR who try to remove the unsubscribe link will be warned that they are doing so, and if they persist in having the link removed or deactivated in any way, then RMTR will have the right to terminate their account.

(c) Purchased Mailing Lists - Mass mailings to purchased email lists are not allowed. RMTR only allows opt-in mailing lists. Purchased or inherited lists are by definition not opt-in. Similarly, you cannot use an email list relating to particular subject matter, and then use it for an unrelated topic.

Laws Restricting Spam
Spam laws vary from state to state, and from country to country. This RMTR Anti-Spam Policy has been developed to conform to the highest commercially reasonable standards. As a result, and without limiting the general prohibitions against all spam activities, the following are expressly prohibited:

(a) Use of false headers, or other false information, to identify the point of origin or the transmission path of the email, or to hide the true origin of the email sender,
(b) Unauthorized use of a third party's internet domain name without the permission of such third party, to make it appear that the third party was the point of origin of the email,
(c) Use of any false or misleading information in the subject line of the email, and
(d) Assisting any person in using the products or services of RMTR for any of these previously mentioned activities.

Questions to Ask Yourself

To help in establishing whether you are participating in activities constituting spam, ask yourself the following questions:

(a) Are you sending email to non-specific addresses, such as info@domain.com or sales@domain.com?
(b) Have you deliberately falsified your transmission path information or originating address?
(c) Are you sending email to mailing lists or distribution lists, which then send indirectly to various other email addresses?
(d) Have you imported for use a purchased list of any type?
(e) Are you continuing to mail to anyone who has asked to be deleted from your mailing list?
(f) Does your email not provide a fully functioning link to unsubscribe?
(g) Does you email subject line contain false or misleading information?
(h) Have you used a third party's email address or domain name without the party's consent?

If you answer yes to any of these questions, you are likely involved in spam activities, and should contact RMTR customer support service at our HelpDesk located in your RMTR back office.

Measures to Enforce the Anti-Spam Policy Any RMTR Associate found to be using spam to promote RMTR and the RMTR Products may, at RMTR discretion, be immediately cut off from use of the RMTR Program and/or fined US$ 1,000 per occurrence, with no refunds of RMTR Purchased Product or RMTR Admin hosting fee of your Website/Marketing System.

RMTR warns all of its Associates when signing up that if they participate in spamming activities they will be subject to the loss of RMTR Services, Fines and possible Legal Action.

RMTR has the right to actively review its associates' subscriber lists and email for suspiciously large broadcasts. If RMTR finds any customers to be spamming, it will issue a warning, and if the activities are serious enough, RMTR will take action immediately. If RMTR has any reason to believe that the associate, despite warning being given, threatens to or is continuing to send spam, then RMTR may take action immediately, including disabling the associate's account and/or reporting the associate and the incident to the proper authorities.

RMTR does not attempt to censor any content, nor to curtail the business of its associates. However, spam activities do not fall within uses authorized by RMTR, and will not be tolerated.

False Spam Complaints RMTR supports the efforts of various organizations working to responsibly eliminate spam activities. However, if an individual has opted-in to receive email from an associate of RMTR, and then falsely or maliciously files a spam complaint against RMTR or its associates, RMTR will cooperate fully with the appropriate agencies to ban the complainant from use of anti-spam software and the Internet community.

22. This Agreement is governed by the laws of the state of New York. The parties agree that any claim, dispute or other difference between them shall be exclusively resolved by binding arbitration pursuant to the Commercial Arbitration Rules of the American Arbitration Association with arbitration to occur in the state of New York. Independent Associate agrees to hold harmless and indemnify RMTR and its officers, directors, employees and agents against any claims, liability, obligations, expenses (including legal fees) or damages arising out of any representation made by said Independent Associate in connection with the marketing plan or products. Neither party shall be liable in damages or have the right to terminate this Agreement for any delay or default in performing hereunder if such delay or default is caused by conditions beyond its control including, but not limited to Acts of God, Government restrictions (including the denial or cancellation of any export or other necessary license), wars, insurrections and/or any other cause beyond the reasonable control of the party whose performance is affected. Independent Associate and Company irrevocably gives up the right to seek legal remedy in a court of law in deference to binding arbitration. Any states laws to the contrary, will of course, be honored and adopted herin by reference.

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